A well-rounded education is a must for a prosperous career. The need for high-quality education, along with the costs of studying abroad, is increasing. Keeping this in mind, many parents and students choose to invest money into mutual funds, fixed deposit schemes, and unit-linked insurance plans (ULIPS) to ensure good returns in the long term….
In the dynamic business environment, financing is important for companies’ growth and sustainability, irrespective of their listing status. Non-listed companies face several challenges when they try to apply for loans. However, through strategic planning and insight into possible avenues, unlisted firms can manage to succeed in getting the required funds to fuel their expansion and…
When renovating your space and investing in new furniture, you’re faced with countless decisions, such as design, size, quality, colour, and more. With such a plethora of options, selecting the best option is tough. However, is opting for a furniture loan a wise decision? Furniture, especially high-ticket items like couches, chairs, beds, and dining tables,…
A home improvement loan is a personal loan that you can use to fix or upgrade your home. If you’re considering getting one, use home improvement loan EMI calculators. These handy tools help you determine how much it will cost to borrow for your home project, including what you’ll pay each month and interest. It’s…
Short-term loans are like speedy solutions when you’re in a pinch for cash. You don’t typically need to offer up anything valuable as security; you should repay the loan within a year or even less. All you need to do is prove that you have a job with a certain income, a bank account, and…
Are you a freelancer in need of money but unsure if you can get a personal loan? Working for yourself is great, but getting a loan can be tough. Worldwide, there are around 1.5 billion freelancers, according to a study. This means lenders need to be more flexible to help freelancers. Personal loans usually need…
Which loan is beneficial between secured and unsecured loans? Making prudent financial decisions is crucial. When taking out a loan, it’s important to know the difference between secured and unsecured loans. Banks and other lending organisations offer two main types of loans: secured and unsecured. Secured loans require collateral, but for unsecured loans, collateral is…
Ever dreamt of strolling through bustling cities, losing yourself in awe-inspiring nature, exploring unique cultures, and making amazing memories with your favourite people? The thought of it is exhilarating, but the costs, especially for international travel, can be overwhelming. The often overlooked solution, personal loans for travel, is a realistic option. These loans can be…
Your financial journey is full of opportunities. Things have changed from the old days of one-size-fits-all banking. In India’s financial world, there are new and creative solutions! Non-Banking Financial Companies (NBFCs) are here alongside traditional banks, offering different ways to get funds. NBFCs don’t directly give out loans. They team up with lending platforms to…
Have you ever been in a difficult situation when you really needed money instantly? In many cases, instant loans appear like a lifesaver with just a few clicks. However, always remember not everything that shines is gold. Fraudulent or illegal lenders not adhering to RBI guidelines may pose risks when obtaining instant loans. Scammers often…